- · Ensure proper credit evaluation of customers as per policy & process
- · Conduct personal discussion with customers for evaluation of Loan proposal
- · Support the branch team in achieving desired branch objective.
- · Manage & Maintain TAT for Loan disbursement.
- · Supervisor & mentor Credit officer & Officer Credit Operation.
- · To diligently appraise loan applications in line with credit policy of the organization.
- · Ensure Credit policies to build a positive quality portfolio of the branch.
- · Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records.
- · Completion of PDD on time for the Loan Disbursed
- · Ensure Quality Portfolio of the branch is Maintained




- · Underwrite proposals and make decisions on loan approval and disbursement within empowerment based on credit evaluation criteria
- · Maintain high standards on credit appraisal through personal understanding of customer, as appropriate supplemented by documentation provided
- · Minimize turnaround time per application
- · Maintain a high quality portfolio at branch level.
- · Manage and support other operations activities at the branch.
- · Escalate proposals beyond empowered limit for review of Area/Regional Credit Manager, as appropriate

Ensure that the PDD is collected and maintained as per credit norms.

📌 Branch Credit Manager (Nagpur)
🏢 equitas small finance bank
📍 Nagpur