NAOS is a major player in skincare with three brands — BIODERMA, INSTITUT ESTHEDERM and ETAT PUR — united by one unique approach: Ecobiology. Rather than simply healing the skin, we teach it to live in harmony with its environment, an idea that has grown into more than 80 active patents. Founded in France by pharmacist-biologist Jean-Noël Thorel, NAOS today brings together 3,400 NAOSians across 100+ countries, with a single design and manufacturing site in Aix-en-Provence.

The Finance team, based in India at Mumbai, is looking for an Assistant Manager - Credit Control as part of new position. Join a team of 5 people who believe that developing human potential is the key to the company's performance.

In this role, you will take ownership of the following: • Collection &

• Accounts Receivable (AR) Management➢ Proactively monitor the aging bucket (30/60/90+ days) and drive collections to meet monthly cashflow targets.➢ Oversee complex reconciliation workflows for e-commerce marketplaces (Amazon, Flipkart, Nykaa,Myntra) and large Contemporary Trade chains, ensuring marketplace settlement reports match internalcustomer ledger entries.➢ Collaborate closely with the Supply Chain and Sales teams to resolve commercial disputes, pricevariances, short-supplies, or return-to-origin (RTO) deductions that hold up payments.

• Credit Risk Management &

• System Controls (D365 BC) ➢ Establish, maintain, and review customer credit limits and credit terms in Dynamics 365 BusinessCentral.➢ Evaluate the creditworthiness of new distributors, franchise partners, and corporate accountsusing financial statements,



credit reports, and market reputation.➢ Manage the system's credit blocks — reviewing and releasing blocked sales orders based onpayment history, pending clearings, and risk analysis.➢ Periodically audit customer master data in Business Central to ensure correct GSTINs, shippingaddresses, credit terms, and payment tolerances are maintained.

• Financial Reconciliation &

• GST Compliance➢ Ensure timely application and matching of incoming bank receipts against specific invoices inBusiness Central to prevent unapplied cash balances.➢ Reconcile e-commerce TDS (Section 194O) deducted by marketplaces and manage TCS (Section206C(1H)) compliance for high-volume distributor billings.➢ Track and process commercial debit/credit notes for trade discounts, marketing schemes, andproduct damage claims, ensuring accurate adjustment of Input Tax Credit (ITC) for partners.➢ Verify that e-invoices and e-way bills generated via Business Central align perfectly withdispatched orders to prevent regulatory compliance gaps.

• Reporting &

• Analytics➢ Generate and present weekly/monthly AR Aging Reports, DSO dashboards, and collection varianceanalysis to senior leadership.➢ Identify high-risk accounts and calculate provisions for Bad &

• Doubtful Debts in line with companypolicy.

Education &

experience required: Education: MBA in Finance / Semi-Qualified Inter CA or Inter ICWA / M.ComYears of Experience: 10-15 years of core experience in credit control and accounts receivable.Industry Background: FMCG, D2C, Skincare, or Consumer Goods sector

📌 Assistant Manager - Credit Control (Navi Mumbai)
🏢 NAOS
📍 Navi Mumbai