Key Responsibilities:

Lead area underwriting (home loans/LAP and othersecured retail products as applicable) within DOA.

Review CAMs, financials, banking surrogates, andcollateral; conduct field visits for high risk cases.

Ensure TAT adherence and reduce reworks throughcoaching and first time right checks.

Monitor early delinquency/quality of approvedportfolio; provide feedback to sales and policy teams.

Drive PDD/deferral closure within SLA; ensuremakerchecker controls and sample QC audits.

Coordinate with legal/technical/ops for smoothsanction to disbursement and riskmitigation.

Maintain audit readiness and close observations ontime; train team on policy changes.

Skills Required:

Robust analytical and financial evaluation skills.





Knowledge of retail credit and secure lendingproducts.

Leadership and team coaching ability.

Process orientation and compliance focus.

Educational Qualifications and Experience:

Graduate / Post-Graduate in Finance, Commerce, orrelated field.

4-7 years in credit appraisal/underwriting with teamhandling experience.

Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.

📌 Area Credit Manager (Hyderabad)
🏢 IIFL home finance
📍 Hyderabad