Key Responsibility
- Drive branch business growth and achieve lending, disbursement, and profitability targets for Current and Used SCV finance.
- Develop and manage sourcing channels including vehicle dealers, brokers, DSAs, connectors, and direct customers.
- Build strong relationships with OEM dealers, used vehicle dealers, transporters, fleet operators, and market influencers.
- Ensure healthy pipeline management and high conversion from login to disbursement.
- Monitor portfolio quality through regular tracking of delinquency, collections, NPA, Skip, NCL, and overdue accounts.
- Drive collection efficiency and ensure timely resolution of delinquent accounts.
- Lead, mentor, and develop branch teams to achieve productivity and performance targets.
- Conduct regular market visits to identify business opportunities and assess competition.
- Ensure compliance with company policies, credit guidelines, audit requirements, and regulatory standards.
- Manage branch administration, expenses, infrastructure, and operational controls.
- Coordinate with Credit, Operations, Collections, Legal, Risk, and other support functions for seamless business execution.
- Ensure excellent customer experience through timely query resolution and service delivery.
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📌 Branch Manager - CV (Mumbai)
🏢 SMFG INDIA CREDIT
📍 Mumbai