About the Role

We are looking for a detail-oriented Internal Auditor to join our Internal Audit team. The candidate will be responsible for conducting audits of lending operations, evaluating internal controls, identifying operational and compliance risks, and ensuring adherence to RBI regulations and internal policies across LAP and LAS businesses.

Key Responsibilities

- Execute risk-based internal audits for lending operations.
- Review credit appraisal and sanction processes.
- Verify compliance with internal credit policies and approval matrix.
- Review KYC, CKYC and AML documentation.
- Audit loan documentation and disbursement processes.
- Verify mortgage creation, pledge creation and security documentation.
- Review post-disbursement monitoring processes including EMI servicing and insurance coverage.
- Evaluate asset classification, SMA/NPA recognition and provisioning as per RBI norms.
- Review recovery, restructuring, settlements and write-offs.
- Ensure compliance with RBI regulations and internal policies.
- Prepare audit reports with observations and recommendations.
- Track closure of audit findings with business stakeholders.

📌 Internal Auditor (Mumbai Suburban)
🏢 ANANDRATHI
📍 Mumbai Suburban