1. Risk Assessment and Underwriting
- Underwriting decisions based on underwriting authority and individual policies/programs
- Provide technical inputs and advisory to the market on emerging risks and changing scenarios
-Review technical and complex proposal to offer effective solutions
-Evaluate proposal thoroughly considering past claims/cases and assess conformance with underwriting guidelines
-Conduct 360 degree review of risks along with any associated loss ratio; decide on standard terms and conditions for the proposal
-Arrive at the quotes to covert accounts in our favor

2. Premium Growth and Renewal retention
- Develop relationships with broking RMs and IMDs
- Negotiate terms & Ensure presence on accounts especially the high volume SME business
- Advise clients and IMDs on products and covers
-Visit the clients and IMDs; understand problem areas and issues / concerns
-Provide guidance, if required and resolve any issues / concerns
- analyze data to draw conclusions on performance and areas of prospect

3. Projects / Special Initiatives




-Take up special projects / initiatives aimed at premium growth or strengthening the organizational processes & systems

4. Product Training
-Drive implementation of various training efforts in case of new / existing product launch in terms of premium calculation; product nuances, etc.; clarify doubts and resolve concerns, if any
-Assess areas of improvement amongst the IMDs and provide effective training to them; address development issues / concerns and enable them to drive sales for the organization in an effective manner
-Training Content Development for various training programs to be conducted

5. Manage centrally led underwriting and aid in central activities
- BFL, Policy Bazaar and other web sales policies and partners - high volume and quick TAT
- Manage and build pipeline for bundling business through various partners
- Consolidate RI bordereaux for accurate cession and RI closings
- Support in Audits
- Support the global accounts team and take underwriting and cession decisions for global account

📌 Zonal Head Liability LOB (New Delhi)
🏢 Bajaj General Insurance
📍 New Delhi