ROLE PURPOSE OBJECTIVE

- Support creation and periodically modification of bank's medium to long-term strategy ensuring seamless translation of strategic objectives into actionable business plans and measurable outcomes across all business verticals.
- To identify, plan, and support execute strategic initiatives that drive sustainable assets growth, profitability, risk alignment, productivity across channels etc. in alignment with organizational vision and regulatory requirements.
- Coherent asset deployment plans, ability to achieve target yields and manage asset concentration effectively.
- Ensure envisioned outcomes of the identified initiatives are achieved within desired timelines.
- Monitor and report on key performance indicators to measure the success of strategic initiatives

SIZE OF THE ROLE

- Assets Book size: 32000+ Cr.
- Number of portfolio products: 20+

KEY DUTIES RESPONSIBILITIES OF THE ROLE

Business/ Financials

- Support the annual strategic planning exercise across businesses and quarterly strategy reviews
- Support strategic planning for all asset classes (loans, advances, securitizations).
- Design competitive pricing strategies for various assets products while maintaining profitability margins
- Oversee the conduct of in-depth market research and competitive analysis to identify growth opportunities and potential threats.
- Analyze industry trends, best practices and competitive landscape to guide strategic thinking and decisions.
- Create GTM plans for new asset products and portfolio expansions.
- Formulate digital transformation and technology adoption strategies
- Monitor key financial metrics (yield, NIM, ROA) and recommend corrective actions.

Customer (Both Internal External)

- Study customer segments and work with businesses to identify current products and services or recommend changes to current offerings




- Present asset performance insights to the departmental heads and Executive Committees.
- Design customer acquisition and retention strategies
- Identify customer experience enhancement initiatives
- Identify partnership opportunities with fintech companies

Internal Process

- Management presentations on strategic initiatives and market developments
- Collaborate extensively internally to ensure the Banks strategy is effectively structured and embedded so that teams and colleagues know how they contribute to the Banks overall objectives.
- Establish governance frameworks for strategic initiatives, ensuring that all new initiatives are monitored for success and aligned with the banks strategic priorities.
- Collaborate effectively with Finance team to ensure robust monitoring and reporting of the Banks progress against its objectives.
- Develop performance management frameworks to monitor strategic initiatives across business verticals, ensuring timely and effective execution.
- Provide feedback on required analysis to advance solution development and to support execution of strategic initiatives, digital growth and data-based decisions in day to day working of the bank
- Analyze risks and complex issues to provide strategic guidance efficient solutions.
- Ensure timely submission of all regulatory reports with zero non-compliance instances

Innovation Learning

- Research industry best practices and emerging trends in liability management
- Support organizational transformation and change management initiatives
- Promote a culture of innovation and data orientation across the bank by encouraging teams to develop creative solutions for business challenges.
- Foster collaborative working relationships across departments and regions

MINIMUM REQUIREMENTS OF KNOWLEDGE SKILLS

Educational

Qualifications

- Essential: Master's degree in Business Administration (MBA) from reputed institution with specialization in Strategy, Finance, or Banking

📌 Manager-Assets Strategy (Bengaluru)
🏢 Ujjivan Small Finance Bank
📍 Bengaluru