Role & responsibilities

Muthoot Finance Limited is looking for a dynamic and result-oriented Sales Manager to drive cross-selling of Personal Loan products. The ideal candidate should have experience in Personal Loans, cross-selling, customer acquisition, portfolio management, and achieving business targets within the Banking or NBFC industry.

Key Responsibilities

- Drive sales of Cross Sell Personal Loan products through the existing customer base
- Identify business opportunities and maximize loan penetration among existing customers
- Achieve monthly, quarterly, and annual sales targets
- Generate leads through branch references, internal channels, and customer relationships
- Build and maintain robust relationships with customers to enhance repeat business
- Coordinate with branch teams to ensure seamless lead generation and conversion
- Ensure timely processing and disbursement of Personal Loan applications
- Maintain high standards of customer service and customer satisfaction
- Monitor portfolio quality and ensure compliance with company policies and regulatory guidelines
- Prepare daily, weekly,



and monthly sales reports for management review
- Analyze market trends and competitor activities to improve sales performance

Eligibility Criteria

- Graduate in any discipline (MBA preferred)
- 36 years of experience in Cross Sell Personal Loans, Personal Loans, or Retail Lending
- Experience in Banking, NBFC, or Financial Services is mandatory
- Strong understanding of Personal Loan products and credit processes
- Proven track record of achieving sales targets
- Excellent communication, negotiation, and relationship management skills
- Willingness to travel within the assigned territory

Key Skills

- Cross Sell Personal Loans
- Retail Lending
- Customer Relationship Management
- Sales & Business Development
- Lead Generation
- Target Achievement
- Portfolio Management
- Branch Coordination
- Team Collaboration
- Market Analysis
- MS Excel & MIS Reporting

Preferred Industry

- NBFC
- Banking
- FinTech
- Retail Lending

Preferred candidate profile

📌 Sales Manager (Chittoor)
🏢 Muthoot Finance
📍 Chittoor