Role & responsibilities

- Monitor post-disbursement credit portfolio and ensure compliance with sanction terms, covenants, and regulatory guidelines.
- Track borrower performance through financial analysis, account conduct, and portfolio reviews.
- Identify, monitor, and escalate Early Warning Signals (EWS) for potential stress accounts.
- Coordinate with Business, Credit, and Risk teams for timely mitigation of identified risks.
- Conduct periodic reviews of credit exposures and recommend corrective actions to prevent slippages.
- Support Credit Audit, Internal Audit, and Regulatory Audit processes, ensuring timely closure of observations.
- Prepare MIS, portfolio monitoring reports, exception reports, and management dashboards.
- Ensure adherence to credit policies, risk frameworks, and contribute to NPA prevention initiatives.

Preferred candidate profile

2-5 years in Credit Monitoring, EWS, Credit Risk, or Credit Audit within Banks/NBFCs.

📌 Credit Monitoring Officer (Navi Mumbai)
🏢 SURYODAY SMALL FINANCE BANK
📍 Navi Mumbai