Job Description

1. POSITIONDESCRIPTION

JOBTITLE

FinancialAnalyst

GRADE

M

DEPARTMENT

HumanResources

LOCATION

RO

SUB-DEPARTMENT

Control

TYPEOF POSITION

Full-time

REPORTSTO

RECHead

ROLEPURPOSE OBJECTIVE

- RegionalBudgeting Forecasting
- BusinessBudgeting
- ExpenseBudgeting
- Trackingof Performance against budget in each product line and businessline
- Overallbusiness analysis:
- Sales
- ProfitLine
- Growthline
- PerformanceAnalysis
- EfficiencyParameter- Form Flow, TAT, Productivity
- Evaluatingeach Bank Outlet Performance
- RegularReviews with HO post regional review
- FinancialReview
- ProfitabilityAnalysis
- EachProduct Line Analysis
- EachBusiness Line Analysis
- RegionAnalysis
- Monitoringof Audit Score and its resolution in the region
- CustomerSatisfaction Score and ways to improve the customer satisfactionquotient
- NewInitiative implementation and monitoring
- PublishingMonthly performance report to the Leadership team
- FacilitatingRegulators and Investors Visits/Industry Partners
- Supportin study
- Assessmentor Evaluation
- RRfor the region
- Branchscore card and its performance
- Costexpenditure analysis
- Departmentwise productivity analysis and keeping regional stats updated
- Productimprovement: Connect with each Product and aware theirimprovement plan. Remedial plan of action for laggard products.

SIZEOF THE ROLE

FINANCIALSIZE

NON-FINANCIALSIZE

- NA

KEYDUTIES RESPONSIBILITIES OF THE ROLE

Business/Financials

- IndustryAnalysis and Competitor Study:



Conducting a competitor study andindustry analysis in partnership with sales and marketing team.Tracking the competitor closely and proposing key take away forUjjivan.
- BusinessPlanning and Budgeting: Preparing the long-term business plans,business strategy, yearly business budget forecasts incollaboration with the Business teams.
- Trackingof Business Revenues: Publishing and analyzing relevantdashboards highlighting the performance of the business againstthe target/budget. Analyzing the performance of the differentbusiness units and highlighting the performers andnon-performers. Assist business leaders in developing an actionplan for the non-performers. Track revenues.
- BranchProfitability: Publish to regional leadership team the analysison profitable/non-profitable verticals, branches etc.

Customer(Both Internal External)

- Incoordination with SQ, analyze on the top customer complaints come up with POA for concerned dept/ cluster/ state
- GuideOperations, IT, Business teams for any needful actions to beundertaken pursuant to any new requirements / changes in existingrequirements per law
- Analyzeon customer satisfaction: Publish dashboard on key customerservice indicators like TAT, FTNR, Error rate etc.
- InternalProcess
- Exitclearance : Exit clearance of the exited employees through HRsathi

InternalProcess

- ProcessImprovement: Understanding the current processes followed by thebank and suggest improvement to develop efficiency. Alsodeveloping and reviewing current business processes as per thestrategic goals of Ujjivan.
- CostManagement and Cost Control: Tracking the costs of variousverticals against budget and performing the variance analysis.

📌 Financial Analyst (Bengaluru)
🏢 Ujjivan Small Finance Bank
📍 Bengaluru