Associate, Specialist, Operational Risk Management, Corporate Banking

Experience: 7 to 10 years

Location: Mumbai

Skills: CA, MBA, Finance, auditing, Credit Processes, Trade Finance, KYC, AML Controls, analytical skills, detail oriented, self motivated, interpersonal skills, CIA, ACAMS, CFE, CDCS

Job Purpose
To assist IBG Management meet the strategic and operational objectives. Conduct independent checks to ensure that the Group’s risk and control processes are adequate and effective.

Key Accountabilities
Nil High Risk and repeat Audit issues. Conduct thematic reviews on Policy, process, and Credit risk. Improve processes wherever required as an outcome of the Thematic reviews.

Job Duties & responsibilities
Develop thematic review plans, scope, and objectives. Conduct thematic reviews to evaluate the effectiveness of internal controls and risk management processes. Perform filed work, including data analysis, and testing of controls. Perform reviews on credit and operational including system process to ensure compliance with regulatory and internal policies and procedures. Prepare reports summarizing findings and recommendations for management. Monitor the implementation of recommendation and report on the status of corrective actions. Identify opportunities of process improvements and efficiencies. Work with various departments to implement best practices and enhance internal controls, wherever possible. Maintain comprehensive and accurate documentation of thematic reviews. Prepare reports and presentations for senior management. Keep abreast on the development of regulatory,



industry and product developments.

Required Experience
Qualified CA/MBA (full time) Finance from accredited institute with atleast 7 - 10 years of relevant auditing experience in Corporate lending, Trade Finance, Digital Channels, and/or with relevant GTS (Trade, custody & Cash) product and operations experience. Work experience with Big 4 Audit firm will be an added advantage. Strong understanding of Credit Processes, Trade Finance and KYC/AML Controls in the Banking industry. Candidate must have excellent written and verbal communication skills in English, can communicate with clarity, both orally and in writing, in a logical order and with a structured approach. Ability to multi-task assignments, prioritize workload with limited supervision and be resilient under pressure when faced with tight deadlines. Auditing in Banking , Knowledge of Credit and Trade processes CIA, ACAMS, CFE, CDCS anyone will be an added advantage.

Education / Preferred Qualification
CA/MBA (full time) Finance from accredited institute with atleast 7 - 10 years of relevant auditing experience.

Core Competencies
Detail oriented
Analytical Skill
Audit
Strong understanding of Credit Processes,



Trade Finance and KYC/AML Controls
Self Motivated
Strong Interpersonal skills
Ability to carry out Senior Management interactions independently

Technical Competencies
Relevant auditing experience in Corporate lending, Trade Finance, Digital Channels, and/or with relevant GTS (Trade, custody & Cash) product and operations experience. Strong understanding of Credit Processes, Trade Finance and KYC/AML Controls in the Banking industry. CIA, ACAMS, CFE, CDCS anyone will be an added advantage.

Work Relationship
All Business Unit & Support Units, Legal, Compliance, Operational Risk, Credit and Operations. Additionally close coordination with group IBG COO office is required.

DBS India - Culture & Behaviors
DBS is committed to building a culture where all employees are valued, respected and their opinions count. We take pride in providing a workplace that fosters continuous professional development, adaptable working and opportunities to grow within an inclusive and diverse environment. Expected value driven behaviors are: Demonstrate Business Performance through PRIDE 2.0 Value Based Propositions Ensure Customer Focus by Delighting Customers & Reduce Complaints Build Pride and Passion to Protect, Maintain and Enhance DBS’ Reputation Enhance Self Knowledge, Skills and develop Competencies aimed at continuous improvement. Maintain the Highest Standards of Honesty and Integrity.

Location: Mumbai
Job: Risk Management
Schedule: Regular
Employee Status: Full time

📌 Associate, Specialist, Operational Risk Management, Corporate Ba (Mumbai)
🏢 DBS Bank
📍 Mumbai