Job Title

Sales Manager - Home Loans

Business Unit

Retail Assets - Home Loans

Reporting To

Area Sales Manager / Regional Sales Manager / Zonal Sales Manager - Home Loans

Job Function and Role Type

Sales, Individual Contributor, Extensive Travel Required

Version No

2.0

Job Purpose

Drive home loan sales through team and channel management to achieve monthly targets. Ensure cross-sell of insurance, CASA, and credit cards.

Key Responsibilities

Drive Logins for Home Loans

Achieve annual login targets of 648.

Coordinate with HDFC Ltd for IT and file logging issues.

Meet 10 customers monthly and update CRM.

Arrange lead generation activities and channel training.

Achieve Disbursal Targets

Achieve annual disbursal target of 324 units.

Coordinate with HDFC Ltd for post-sanction documentation.

Engage with customers for disbursal formalities.

Drive RM, PB, KCM-CSRM, and DSA Activation

Achieve activation targets for mapped RMs, KCM-CSRM, and DSAs.

Conduct product training and update on offers.

Engage DSAs for lead generation and business improvement.

Drive Insurance Penetration

Achieve 1.25% of disbursal target for insurance.

Coordinate with HDFC Life and HDFC ERGO for penetration.

Conduct periodic insurance training for the sales team.

Drive CASA and Credit Card Cross-Sell

Achieve annual CASA target of 216 units and credit card target of 120 units.

Train sales team on CASA and credit card cross-sell.

Engage external and internal customers for cross-sell opportunities.

Engage with Branches for Target Achievement

Achieve YTD branch targets with 80% branches meeting goals.

Attend branch meetings and review lead quality.





Conduct product training and engage in catchment area activities.

Drive HBL Productivity

Ensure one fresh unit disbursal per executive monthly.

Conduct joint visits and team training.

Review team size, hiring, and training needs.

Education:

Graduate in Sales; Post-graduation preferred.

Certifications:

None specified.

Key Competencies

Sales expertise, industry knowledge, networking, team management, customer relationship management.

Major Stakeholders

Sales team, internal channels, external channels, HDFC Ltd Credit and Operations, HR.

About HDFC Bank

HDFC Bank is one of India’s leading private banks. The Housing Development Finance Corporation Limited or HDFC Ltd was among the first financial institutions in India to receive an “in principle” approval from the Reserve Bank of India (RBI) to set up a bank in the private sector. This was done as part of RBI’s policy for liberalization of the Indian banking industry in 1994. HDFC Bank was incorporated in August 1994 in the name of HDFC Bank Limited, with its registered office in Mumbai, India. The bank commenced operations as a Scheduled Commercial Bank in January 1995. As of March 31, 2026, the Bank’s distribution network was at 9,689 branches and 21,172 ATMs across 4,175 cities / towns as against 9,455 branches and 21,139 ATMs across 4,150 cities / towns as of March 31, 2025. 50% of the branches are in semi-urban and rural areas. In addition, the Bank has 14,400 business correspondents, which are primarily manned by Common Service Centres (CSC). The Bank’s international operations comprise five branch

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📌 Sales Mgr-Home Loans (India)
🏢 HDFC Bank
📍 India