* Perform inu2011depth reviews of credit applications for SME / Corporate customers.n * Evaluate financial models, financial statements, borrower profiles, cash-flow summaries, borrower repayment capacity.n * Validate internal credit ratings, risk grades, and credit structures for accuracy.n * Conduct comprehensive reviews of loan accounts to assess account conduct, repayment trends, and compliance with sanctioned terms.n * Analyze utilization patterns, covenant compliance, documentation completeness, and collateral sufficiency.n * Support internal audit, regulatory inspections, remediation actions, and quality assurance exercises.n * Prepare and maintain highu2011quality credit review documentation that meets regulatory standards and Standard operating procedure.n * Support periodic portfolio reviews and Onshore Relationship Manager in assessing creditworthiness using internal rating models and risk scoring tools.n * Review and keep up to date, and fully abide by the process operational and administrative procedures and ensure process compliancen * Review adherence to internal credit policies and underwriting standards.n * Recommend improvements to credit frameworks, rating methodologies, and control processes.n * Assist in developing checklists, review templates, and workflow enhancements.n * Guide junior analysts in performing credit review analysis.n * Allocate workloads,



ensure timely completion of reviews, and maintain high-quality execution.n * Conduct performance reviews, identify skill gaps, and build capability within the team.n * Leads team in the achievement of project milestones and team goalsn * To oversee the day-to-day activities of a group of employeesn * Coaches, motivates and guides team membersn * Utilizes best practice processes around work assignments, Project management and quality of output while maximizing overall teamu2019s performancen * To improve efficiency, quality and services of ongoing projects/processesn * Significant portion of time still spent on performing work of the teamn * Regularly review the work of team membersn * Identifies opportunities for improvement; recommends possible training opportunitiesn * Ensures team is meeting or exceeding contractual and service level obligations to customersn * Collects customeru2019s needs and translates to appropriate solutionsn * Interacts with customers and internal departments to resolve issuesn * Ensures accurate and timely processing of transactions to meet and exceed customer SLAn * Acting as the Subject Matter Expert for the teamn * Conducting u0026 leading the training programs based on business needsn * Attending team meetings and customer calls to gather feedback and updatesnnn

📌 Banking Operations Senior Analyst (Chennai)
🏢 Important Group
📍 Chennai