- To manage the assigned area efficiently and effectively w.r.t. sales promotions & business activities.
- Achieve the business targets by ensuring adequate demand generation and good quality of loans.
- List in the order of importance the duties & responsibilities of this job)
- o Develop and generate business for assigned area
- o Train & guide team on selling techniques, business processes and credit parameters
- o Monitor & track team performance
- o Conduct field visits for customer meetings, field investigations / other checks, relationship development and o market mapping
- o Follow up & ensure credit approval from the concerned authority for files submitted
- o Monitor portfolio of the branch and ensure non-overflow to NPA
- o Manage legal initiatives of NPA cases
- o Manage PDD of the branch
- o Manage audit & compliances there on
- o Manage external agencies
- o Manage business development of the assigned branch
- o Manage customer & employee grievances
- o Maintain TAT from acquisition till disbursement
- o Third party bill/payment management
- o Property certification on loans above 15lacs
- o Personal discussion on loans above 15lacs
- Identifying the relevant customer segment & planning sales activities targeted to this segment
- o Ensuring adequate number of valuable leads to sales team for closure
- o Retention of employees
- o Maintaining collaboration among teams
- Preparing sales plan for assigned area
- o Managing the Sanctioned Undisbursed Portfolio.