- Manage end-to-end credit operations for Loan Against Property (LAP) files from login to disbursement.
- Conduct detailed credit appraisal by evaluating customer financials, repayment capacity, banking transactions, and risk parameters.
- Verify customer documents and ensure compliance with internal credit policies, regulatory guidelines, and KYC norms.
- Coordinate with Sales, Credit, Legal, Technical, and Operations teams to ensure timely processing and approval of loan applications.
- Monitor turnaround time (TAT) and maintain high service standards for loan processing.
- Review property, legal, and technical reports to support informed credit decisions.
- Ensure accurate documentation, disbursement readiness, and post-sanction compliance.
- Identify and mitigate credit, operational, and fraud risks while maintaining portfolio quality.