Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting
Designation: Banking Advisory Senior Analyst
Qualifications:MCom/Master of Business Administration
Years of Experience:5 to 8 years
What would you do? Responsible for the daily deliveries with quality to meet/exceed the agreed SLA. Ensure that Client Focus, timely delivery & Strict adherence to SOP are maintained. Backed up with valuable knowledge on Commercial lending & Credit Services, should be able to handle client effectively. Assist the team to drive Client Value Creation, implement cutting edge solutions like RPA/Analytics and move towards Intelligent Operations. Adhere to all values & policies of Accenture and ensure that all team members follow the same. Spend time with the team members addressing their concerns/areas of improvement and create a team bonding leading the greater efficiency & commitment.
What are we looking for? 5 to 8 years of experince
- Skillset Required
- Proven experience in credit review and appraisal, credit rating analysis, report writing, and evaluating capital structure, EBITDA, leverage ratios, and financial statements of large corporates; well-versed in cash flow models and enterprise valuation techniques.
- Familiarity with third-party credit platforms like S&P; Capital IQ, IBIS, and Moody??s Credit Edge will be an added advantage.
- Strong communication skills, with the ability to multitask, prioritize effectively, and meet tight deadlines.




- Analytical and logical thinker with a clear understanding of client requirements and expectations
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Roles and Responsibilities:
- - Conducting financial statement analysis, performance evaluation, and trend analysis to assess the creditworthiness of large corporate clients.
- Managing client portfolios and overseeing credit rating assignments along with interim financial analysis and hygiene checks.
- Performing financial data entry and analysis using Excel templates based on 10-K and 10-Q filings.
- Preparing credit reports and Credit Assessment Memos (CAMs) for annual reviews, incorporating counterparty profiles, key rating factors, credit risk evaluations (including financial and peer analysis, rating rationale, and industry outlook).
- Developing forecast models in Excel, including cash flow models under various scenarios??Expected case, downside case, and management case??to project financials over a five- to seven-year horizon.
- Creating and analyzing enterprise valuation models to determine a company??s total value, including both equity and debt components.
- Evaluating business models by identifying key strengths, weaknesses, risks, and gaining a comprehensive understanding of revenue structures and corporate organization.
- Ensuring compliance with standard operating procedures and regulatory documentation requirements.
- Maintaining strong working relationships with onshore account managers and senior stakeholders, including Directors.
Qualification MCom,Master of Business Administration

📌 Banking Advisory Senior Analyst (Bengaluru)
🏢 Accenture
📍 Bengaluru