Key ResponsibilitiesBusiness Growth & Portfolio Management

- Achieve disbursement, portfolio, revenue, and profitability targets for the assigned area.
- Drive customer acquisition and loan portfolio expansion in line with business plans.
- Monitor branch productivity and ensure optimal portfolio growth.

Team Leadership & People Management
- Lead, mentor, and develop Branch Managers and field staff.
- Drive performance through regular reviews, coaching, and capability-building initiatives.
- Ensure manpower availability, employee engagement, and attrition management.

Credit & Risk Management
- Ensure adherence to credit policies, underwriting standards, and operational guidelines.
- Monitor portfolio health, delinquency, PAR, and collection efficiency.




- Take corrective actions to control credit risk and improve asset quality.

Operations & Compliance
- Ensure compliance with regulatory requirements, internal policies, and audit standards.
- Conduct branch visits and operational reviews to identify improvement opportunities.
- Strengthen governance and control mechanisms across all branches.

Customer & Stakeholder Management
- Build robust relationships with customers, local communities, and key stakeholders.
- Resolve escalated customer issues effectively and ensure high service standards.
- Represent the organization in the assigned market and support brand visibility.

📌 Area Manager - MF (India)
🏢 equitas small finance bank
📍 India