About the Role: We are seeking a skilled Mortgage Underwriter with expertise in the 4 C’s of underwriting (Credit, Capacity, Collateral, and Capital) to join our team. The ideal candidate will have experience in risk assessment, income calculations, and property evaluation, ensuring compliance with underwriting guidelines and regulatory standards.
Underwriting Activities: Review, analyze, and approve/deny mortgage applications based on risk assessment and investor guidelines.
~4 C’s of Underwriting: Evaluate borrower’s Credit, Capacity, Collateral, and Capital to determine loan eligibility.
~ Assess borrower income using tax returns, W-2s, pay stubs, and financial statements.
~ Risk Assessment: Analyze creditworthiness, property valuation, and overall lending risks to ensure sound decision-making.




~ Compliance & Quality Control: Ensure adherence to federal, state, and investor regulations, maintaining high-quality underwriting standards.
~ Collaboration: Work closely with loan officers, processors, and other stakeholders to streamline the underwriting process.

Experience: Minimum 2 years in mortgage underwriting, preferably in US residential loans.
Attention to Detail: Robust analytical skills to assess financial documents and property risks accurately.
Ability to articulate underwriting decisions effectively to internal teams and external stakeholders.

📌 Acceptant schadeverzekeringen (startersfunctie) (Mumbai)
🏢 SELECTIONS HR SERVICES PRIVATE
📍 Mumbai