Main Accountabilities

Current Business Prospects:
Originate current business prospects within the SME sector through direct sourcing and open market channels.

Customer Acquisition:
Acquire SME customers and manage their proposals, guiding them up to the disbursement stage.

Business Generation:
Meet existing SME clients to identify business prospects and drive revenue.

Working Capital Facilities:
Provide SMEs with a range of working capital facilities, such as Overdraft, Cash Credit, Dealer Finance, Vendor Finance, Letter of Credit, Bank Guarantee, Term Loan, etc. , based on their specific needs. Customer Relationship Management:
Manage and nurture customer relationships, addressing both service and sales queries with the goal of engaging and retaining SME clients.

Cross-Selling:
Cross-sell retail banking products to SME customers to maximize revenue and meet sales targets.

Credit Risk Assessment:
Assess the credit risk associated with SME clients and their proposed financing structures.




Collaborate with credit and risk teams to ensure sound credit decisions.

Financial Analysis
Conduct in-depth financial analysis of SME clients to evaluate their creditworthiness and funding requirements.
Prepare and present comprehensive credit proposals.

Credit Structuring:
Structure credit facilities for SMEs in a manner that aligns with their business needs and risk profiles.
Optimize the credit solutions offered to SME clients.

Compliance and Regulations:
Ensure compliance with all relevant regulatory requirements and internal policies.
Stay updated on changes in regulations affecting SME banking.

Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.

📌 Area Sales Manager Supply Chain Thane
🏢 Tata Capital
📍 Thane