Role Summary

The role incumbent is responsible for handling end to end Real estate valuation process from initiation till final acceptance of the same including the adherence of sanctioned terms along with technical aspects.

Job Description:
Responsible for leading continuous improvement in process, and valuation aspects.
Ensuring time bound resolution of queries raised by stakeholders Business /Risk and other support units.
In depth knowledge of real-estate based lending and other RBI regulations related to all type of collaterals/Securities.
Risk Evaluation: Evaluation of different Risks related to underlying Security i.e Real estate Properties/Projects
Internal Controls/Audit/Statutory Audits: Liasoning with Internal Auditors/Stat Auditors for the queries related to above & providing regular feedbacks for process improvements so as to avoid any Audit issues.
Grooming the team for proper Data & MIS Management of entire





collaterals for further analysis
Vendor Management : Managing external valuation agencies, involvement in empanelment & regular reviews of valuers/vendors.
Maintenance of requisite TAT through vendors & internal process housed under the team
Plan and conduct meetings and presentations related to implementation of Collateral related activities
Handle team conducting the activities of Initiation of due diligence services (Valuations/Stock Audits), Negotiations, Vetting of reports, checking sanction condition related to collateral value, recording collateral values in system, Monitoring the entire activities w.r.t adherence & trend analysis of collateral values being submitted for regulatory reporting
Visiting properties on need basis.

📌 Unit Head Corporate Collateral Valuation Group Mumbai
🏢 Yes Bank
📍 Mumbai