Role: Credit Manager

BU: Credit Risk Management

SBU: Micro Enterprises Business Risk (MIB Risk)

Clients' Turnover: Up to 100 Crores

Ticket Size: 50 Lakhs to 15 Crores

Location: Goregaon East, Mumbai

Role Summary:
Ensure quality Appraisal of credit for worthy borrowers.
Ensure timely credit and transaction approvals for delegation under self.
Follow up with seniors for credit / transaction approvals.
Managing loan portfolio with respect to credit rating/quality.
Identify de risk account / AL accounts.
Monitoring of Team TAT and Productivity.
Ensuring adherence to the credit policy and process.
Review of Delinquency
Review exceptions and approval for knocking.
Respond on the Hind sight and Internal audit observations




Conduct monthly Regional Council Meetings with all the stakeholders.

Core Responsibilities:
Assessment of credit proposal , Review cases as per credit Policy Parameters, Documentation check, analysis of observations for necessary correction in credit appraisal
Preparing CAM / Report which highlights the quality of information , which helps the decisioning of cases are senior level
Monitoring of delinquency, exceptions , portfolio movement.
Maintaining data as required by the Senior Management

📌 Credit Manager Mumbai
🏢 Yes Bank
📍 Mumbai