Role & responsibilities :
Need to be well-informed of Commercial Lending which includes:
End-to-end lifecycle of a commercial loans from origination to closure
Knowledge of loan origination and underwriting processes including credit evaluation, KYC, and risk analysis
Proficiency in loan booking/boarding using commercial lending systems and interpreting legal/ attorney documentation
Expertise in loan servicing payment schedules, rate changes, amortization, and customer service functions
Experience with payment processing handling principal, interest, fees, payoffs, and reconciliations
Understanding of collateral management lien tracking, UCC filings, collateral monitoring.
Familiarity with covenant monitoring tracking borrower compliance with financial and non-financial covenants
Familiarity with various loan products: term loans, revolving lines of credit, construction loans, SBA loans, etc
Acquaintance to regulatory and compliance requirements in US commercial lending (e.g., OCC, FDIC, SOX)
Knowledge of legal and compliance requirements in syndicated loans
Process improvement skills
3.Experience in developing training modules for US-based clients
Preferred candidate profile
Excellent communication and presentation skills
Experience in team handling preferred
Robust organizational and team management skills
Excellent verbal and written communication skills
Should be a quick learner and adapt to changes
Ability to motivate and resolve team grievances
Essential Qualification and Work Experience:
Bachelors degree in Finance, Commerce, Economics, Business Administration, or related field
Minimum 2 years of experience in Training
Minimum 3 years of exposure to Commercial Lending processes
📌 Assistant Manager Pune
🏢 Coforge
📍 Pune