Roles and Responsibilities

The role entails undertaking rating assignments in respect of financial instruments, bank loans, and other debt products, and ensure timely delivery of the same as per the laid down regulatory timelines.

To independently handle the rating assignments and analyze financial statements factoring quantitative & qualitative data points, key ratios, and performance to assess the creditworthiness of the company.

To prepare rating reports covering the risk assessment with respect to Management, Financials, Business and Industry, benchmarking with peers, and key rating considerations.

Interact with company management, auditors, bankers, and other lenders and visit companies and factories as part of regular monitoring and data gathering.

To take carry out regular surveillance, monitoring, and reviews on a quarterly basis/ material event basis, tracking the performance of the companies with respect to macroeconomic changes, and handling internal and external audit queries.

Strictly adhere to standard operating procedures,



regulations & policies.

Competency / Skills

Positive domain knowledge in the credit ratings/banking / financial services sector with an analytical approach.

Assessment of creditworthiness of large and medium businesses.

Good analytical and presentation skills to present the facts along with rating recommendations to the rating committees.

Good written and oral communication skills in English (for report-writing, making presentations).

Good customer communication skills to elicit information, ask questions, communicate rating decisions, and convince stakeholders.

Positive understanding of accounting standards, banking-related financial concepts, and strong quantitative and analytical skills.

Positive interpersonal skills and ability to work with the larger team under the guidance of mentor team members.

Skilled in working with details and numbers.

📌 Rating Analyst Mumbai (India)
🏢 Brickwork Ratings (BWR)
📍 India