Discover your future at Citi Working at Citi is far more than just a job A career with us means joining a team of more than 230 000 dedicated people from around the globe At Citi you ll have the opportunity to grow your career give back to your community and make a real impact Job Overview The Data Credit Bureau Attributes Specialist AVP - Consumer Credit Risk sis responsible for overseeing the end-to-end lifecycle of data utilized in credit risk decisioning systems rules engines and regulatory reporting This role involves leading the integration governance and transformation of complex data sets ensuring the accuracy consistency and control of data across multiple platforms and processes The executive will be responsible for building testing and deploying data pipelines that drive mission-critical credit risk decisioning and regulatory compliance efforts The ideal candidate will bring expertise in aligning data controls and integration strategies with broader risk management objectives ensuring data quality supports high-stakes credit decisions and regulatory reporting is accurate timely and compliant Key Responsibilities Data Governance Control Framework Develop and enforce a governance framework that ensures the accuracy security and quality of data throughout its lifecycle from ingestion to reporting Implement data control mechanisms that proactively monitor for and mitigate risks related to data accuracy completeness and consistency in credit risk models and decisioning platforms Collaborate with senior leadership across Risk IT and Compliance to ensure data governance practices align with both internal policies and external regulatory requirements Data Transformation Summarization Oversee the transformation of raw and disparate data sets into actionable insights that support both strategic and tactical decision-making within credit risk frameworks Lead the implementation of sophisticated data summarization techniques that provide clarity on key performance indicators risk metrics and regulatory requirements ensuring the data drives accurate and timely credit risk reporting Drive initiatives that leverage emerging technologies AI ML to enhance the speed accuracy and scalability of data integration and summarization processes Build Unit Test and Deploy Leadership Lead the end-to-end delivery process for building testing and deploying data pipelines ensuring seamless integration with rules engines and decisioning platforms Oversee the design and execution of unit tests ensuring that data transformations and controls are thoroughly validated before deployment Ensure continuous improvement of data delivery methodologies promoting automation and operational excellence in the build test and deployment of credit risk data solutions Regulatory Reporting Compliance Ensure that all data driving regulatory reporting is accurate timely and adheres to both internal and external compliance standards including OCC CFPB and Fed regulations Collaborate closely with compliance and regulatory teams to ensure that data integration processes meet the evolving demands of regulatory scrutiny and industry best practices Provide leadership in designing data-driven processes and systems that streamline reporting reducing manual interventions while enhancing accuracy and timeliness Cross-Functional Collaboration Stakeholder Engagement Engage with senior stakeholders across Risk IT Compliance and Business units to ensure that data strategies are aligned with organizational goals and business outcomes Build strong partnerships with technology teams to ensure that data pipelines are seamlessly integrated with credit risk systems ensuring agility and scalability as business needs evolve Act as a key liaison to regulators industry groups and external auditors representing the organization in discussions around data governance controls and regulatory reporting practices Innovation Continuous Improvement Lead innovation efforts that enhance the automation scalability and efficiency of data integration and controls within the credit risk framework Stay at the forefront of industry advancements in data governance AI ML and data transformation technologies applying these insights to continuously improve data management processes Proactively identify areas for improvement in the data lifecycle driving projects that reduce costs increase accuracy and improve compliance outcomes Key Qualifications Educational Background Bachelor s degree in a relevant field e g finance risk management information technology A Master s degree or certifications in credit risk financial analysis is a plus Certifications in Data Governance Data Management or Risk Technology are highly preferred Data Governance Control Expertise Extensive experience in designing and implementing data governance frameworks that align with regulatory standards including experience with data controls summarization and transformation in a credit risk context Strong expertise in managing data used in decisioning systems rules engines and regulatory reporting ensuring accuracy and consistency throughout the data lifecycle Technology Innovation Leadership Demonstrated experience with modern data integration tools cloud platforms and emerging AI technologies that drive data transformation testing and deployment A track record of leading innovation efforts that enhance the automation and efficiency of data delivery ensuring timely and accurate reporting across credit risk platforms Experience in SAS SAS Stat SQL is a must Any Certifications are an advantage Experience working with Digital Big Data mining tools and technology is an advantage Experience working in a large sophisticated credit granting organization with major credit card financial services retail or consulting business a plus Experience working with Python R is a plus Stakeholder Management Executive Communication Exceptional communication and presentation skills with the ability to engage senior leadership board members and external stakeholders on complex data and risk management topics Proven ability to drive cross-functional collaboration ensuring that data strategies are aligned with risk compliance and business objectives Financial Acumen Strong financial management skills with experience managing large-scale data projects including budgeting forecasting and cost optimization - Job Family Group Risk Management - Job Family Portfolio Credit Risk Management - Time Type Full time - Most Relevant Skills Analytical Thinking Constructive Debate Escalation Management Industry Knowledge Policy and Procedure Policy and Regulation Process Execution Product Knowledge Risk Controls and Monitors Risk Identification and Assessment - Other Relevant Skills For complementary skills please see above and or contact the recruiter - Citi is an equal prospect employer and qualified candidates will receive consideration without regard to their race color religion sex sexual orientation gender identity national origin disability status as a protected veteran or any other characteristic protected by law If you are a person with a disability and need a reasonable accommodation to use our search tools and or apply for a career opportunity review Accessibility at Citi View Citi s EEO Policy Statement and the Know Your Rights poster

📌 Data & Credit Bureau Attributes Specialist (avp) - Consumer Credit Risk (Maharashtra)
🏢 Citi
📍 Maharashtra