Job Responsibilities 7 bullet points max Conduct detailed quantitative analysis and design analytical frameworks to forecast key account performance and profitability measures including Return on Equity RoE Develop pricing strategies by contributing to credit and product strategy translating product and margin goals into actionable pricing roadmaps and creating test plans for each portfolio Collaborate with Product Risk Fraud and Collections teams to execute strategies that achieve credit goals Develop and implement metrics to track portfolio performance and contribute to reporting dashboards for senior leadership Create maintain and enhance multi-year financial models to assess the impact of strategic decisions on the Profit Loss P L statement Perform in-depth data analysis to produce transparent insights that translate into financial impact Work with leadership to set achievable financial targets aligned with long-term goals Required Qualifications Capabilities and Skills 7 bullet points max Bachelor s degree in Engineering or a quantitative field required MBA Finance or CFA is an advantage Minimum of 5 years of experience in analytical and financial roles with a background in banking products Excellent verbal and written communication skills Superior financial modeling skills and financial analysis experience experience in retail finance or credit card finance within a bank is a plus Proven ability to work independently on open-ended business problems and produce data-driven insights Proficiency in Microsoft Office especially Excel and PowerPoint Experience with data extraction and analysis tools such as SQL Alteryx Python Databricks and Snowflake Preferred Qualifications Capabilities and Skills Knowledge of Tableau is an added advantage Experience in discounted cash flow valuation is a plus Flexibility to work in EMEA shift