U.K Mortgage Underwriter

Start Date

Starts Immediately

CTC (ANNUAL)

Competitive salary Competitive salary

Experience

2 year(s)

2 year(s)

Apply By

Not Provided

Posted few hours ago

Job

Be an early applicant

About the job

We are seeking a skilled U.K Mortgage Underwriter with expertise in the 4 Cs of underwriting (Credit, Capacity, Collateral, and Capital). The ideal candidate will have experience in risk assessment, income calculations, and property evaluation, ensuring compliance with underwriting guidelines and regulatory standards.

Shift & Working Days:

- Shift: U.K Shifts
- Working Days: 5 days of working.

Key Responsibilities:

- Underwriting Activities: Review, analyse, and approve/deny mortgage applications based on risk assessment and investor guidelines.
- 4 Cs of Underwriting: Evaluate borrowers Credit, Capacity, Collateral, and Capital to determine loan eligibility.
- Income Calculation: Assess borrower income using tax returns, W-2s, pay stubs, and financial statements.
- Risk Assessment: Analyze creditworthiness, property valuation, and overall lending risks to ensure sound decision-making.
- Compliance & Quality Control: Ensure adherence to federal, state, and investor regulations, maintaining high-quality underwriting standards.
- Collaboration: Work closely with loan officers,



processors, and other stakeholders to streamline the underwriting process.

Requirements:

- Experience: Minimum 2 years in mortgage underwriting, preferably in U.S. or U.K. or global residential loans.
- Attention to Detail: Robust analytical skills to assess financial documents and property risks accurately.
- Communication: Ability to articulate underwriting decisions effectively to internal teams and external stakeholders.

Earn certifications in these skills

Who can apply

Only those candidates can apply who:

1. have minimum 2 years of experience

Salary

Probation:

Duration:

Salary during probation:

After probation:

Annual CTC: Competitive salary

Number of openings

1

Editor’s note

Information above is Internshala's interpretation and paraphrasing of what we found on the shared link.

Additional Questions

Sign up to continue

Candidate sign up

Sign up/ Login with Google

Sign up with Email

OR

By continuing as a candidate, you agree to our T&C; .

Already registered? Login

Sign up to continue

Candidate sign up

Sign up/ Login with Google

Sign up with Email

OR

By continuing as a candidate, you agree to our T&C; .

Already registered? Login

📌 U.K Mortgage Underwriter (Maharashtra)
🏢 SELECTIONS HR SERVICES PRIVATE
📍 Maharashtra