Job Purpose
Own end-to-end Portfolio management, relationship growth and ensuring portfolio hygiene through timely renewals, PDD compliance, and delinquency resolution.Duties and Responsibilities
• Source New to Bajaj relationships for Small Business Lending (Turnover upto 50 Crs) across Industries. Experience in handling customers in Manufacturers, Traders & Suppliers.
• Build a diversified portfolio offering revenues from Assets NII, Fees, Cross sell etc. Asset opportunities to be sourced aligned to the lending norms as prescribed.
• Robust focus on Credit quality. Thorough monitoring of accounts sourced, keep track on customer business and report any early warning signals and take appropriate actions as identified. Build a Portfolio which is strong and non-delinquent.
• Engagement with Legal & technical vendors & Initiation.
• Regular tracking of progress on the agreed key metrics towards delivering on the strategy.
• Track developments in the respective markets and provide feedback to the management team.Key Decisions / Dimensions




• Recommendation- Engaging with stakeholders for onboarding of clients and setting up exposure limits.
• Recalibration: Alignment with the Risk and Credit Team for right-sizing and down-sizing of the portfolio based on the external environment, credit health of the clients and any other indicatorsMajor Challenges
• Industry Competition
• Limited Product Suite for a Corporate Borrower considering the vast NBFC spaceRequired Qualifications and Experience
a) Qualifications
• CA / MBA Finance from a reputed institute.
b) Work Experience
• Candidate needs to have an overall experience of 6 - 8 years, of which a minimum 3 years of experience in a Business banking role with a reputed Bank would be preferred.
• He must have exposure in lending to Retail MSME clients (Companies with revenue upto 50 Crs). Experience in handling working capital limits is preferred.
• Flair and ability to evaluate business opportunities.
• Relationship building an

📌 Regional Manager (Pune)
🏢 Bajaj Finance
📍 Pune