We are seeking a deeply technical and domain-focused SWIFT & ISO 20022 Specialist to own the cross-border architectural stream of a major payments modernization initiative. The successful resource will be responsible for translating high-level business goals for global payments into concrete technical designs. The primary focus of this role is to successfully architecture the implementation of up-to-date SWIFT cloud APIs (Pre-validation, Case Management, gpi) and map incoming/outgoing global messaging rails to the bankâs internal core engines and client channels. Key Responsibilities 1. ISO 20022 Message Engineering & Design ⢠Architect and map end-to-end messaging flows for cross-border transactions, shifting legacy messaging variants to structured XML formats. ⢠Lead the specific technical design and schema validation for pacs.004 (Payment Returns) and camt.056 (Resolution of Investigation / Recall) messages for both inward and outward processing.
⢠Ensure data completeness and integrity throughout the mapping layers to avoid truncation issues during downstream core banking processing. 2. SWIFT API & Ecosystem Integration ⢠Architect the target integration blueprint for the SWIFT Pre-validation API to minimize friction and prevent transaction rejections at the point of origin. ⢠Design the system communication layer for SWIFT Case Management to streamline and automate transaction exception handling. ⢠Create integration paths to surface real-time data from the SWIFT gpi (Global Payments Innovation) Tracker directly into Private Online Banking (POB) and Corporate Online Banking (COB) customer front-ends. 3. Cross-Border Automation & Channels Optimization ⢠Design the programmatic logic required to ingest incoming SWIFT rails and execute real-time automation, such as applying carded FX rates and dynamically triggering customer Credit Advices. ⢠Architect structural handling for transaction compliance workflows, including routing logic for handling failures (e.g.
📌 Technical Lead (Bengaluru)
🏢 Royal Cyber
📍 Bengaluru
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