Role Overview Own the end-to-end SCF loan lifecycle from login eligibility CIC KYC through CAM-lite preparation documentation disbursal servicing invoices limits NACH cheques MIS credit bureau furnishing and regulatory reporting Partner closely with Business Credit Legal Treasury Tech and external vendors to deliver accurate compliant and timely outcomes Key Responsibilities A Intake Eligibility Documentation Readiness Login completeness Receive application packs from Sales Originations validate against a login checklist KYC financials bank statements GST anchor vendor docs board resolutions undertakings collateral comforts as applicable Eligibility screening Pull and review credit bureau CIBIL CRIF Experian Equifax for borrowers guarantors run KYC AML PEP sanctions checks incl CKYC where applicable flag deviations negative matches CAM-lite Prepare a concise preliminary CAM business overview banking summary bureau highlights checklist status deviations and forward to the Credit team for underwriting track clarifications to closure B Documentation Execution Draft issue Sanction Letters Facility Agreements ancillary undertakings ensure correct state stamp duty e stamp and templates Coordinate e-sign execution Legality Aadhaar or platform of choice and e-NACH mandate setup ensure readiness of bank NPCI files Create master data in LMS limits pricing tenors schedules anchor vendor linkages C Disbursals Settlements Validate disbursal documentation check invoice eligibility against approved limits pricing tenor anchor vendor criteria Execute disbursals within TAT reconcile bank postings ensure correct vendor dealer payouts and anchor settlements Maintain accurate digital archiving and indexing in the Document Management System DMS D Servicing Collections Cash Application Post-disbursal servicing process incoming invoices monitor limit utilisation due dates and exceptions Manage NACH life-cycle first presentations re-presentations returns success files reconcile with LMS and bank statements Cheque CTS handling where applicable schedule cheque presentations for principal interest track returns and coordinate re-presentations alternate arrangements E Reporting MIS Bureau Regulatory Produce MIS and dashboards disbursals utilisation bucket DPD ageing overdue anchor exposure exceptions Credit Bureau CIC furnishing timely monthly reporting updates status codes closures dispute handling accuracy controls Support regulatory reporting with Compliance e g applicable NBFC RBI returns CKYCR and CERSAI filings where security is involved maintain audit-ready trails F Risk Controls Stakeholder Management Enforce ops checklists SOPs manage exceptions deviations with documented approvals drive SLA TAT adherence Support internal external audits close observations and strengthen controls Coordinate with Business anchor vendor onboarding Credit terms conditions Legal documentation and Tech LMS workflow fixes guide anchors vendors on documentation and repayments Must-Have Skills Experience 5-7 years in Supply Chain Finance loan operations at an NBFC Bank Fintech covering both pre- and post-disbursal Hands-on with bureau pulls interpretation KYC AML PEP screening e-sign e-stamp e-NACH setup and file operations LMS transactions and DMS archiving Strong Excel Pivots Lookups reconciliation discipline comfort with bank NPCI file formats Familiar with GST portal e-invoice IRN verification and anchor vendor program nuances Excellent data entry accuracy and data interpretation skills Soft Skills Detail-oriented with high accuracy Robust follow-through and sense of ownership Ability to multitask and work under tight timelines Effective communication and cross-functional collaboration skills Why join us Build the loan-ops backbone of a purpose-driven NBFC design checklists STP workflows and controls that keep us audit-ready and scalable Operate at the intersection of Credit Legal Tech Compliance from e-sign estamp and e-NACH to bureau furnishing and RBI-facing reporting Thrive in a governance-first culture focused on durable growth clean reconciliations zero critical audit findings and data-driven MIS