Job Purpose

Regional Technical Manager is responsible to assist national technical manager in risk management by ensuring that properties held as security for mortgages, home loans and Construction Finance are marketable and identifying and evaluating associated risks, to prepare and monitor the MIS for capturing the behaviour of the portfolio and the quality of security and to effectively monitor the technical vendors to ensure that the quality of technical reports and TATs are adhered.

Job Context & Major Challenges

Job Context & Job Challenges

Part of the Aditya Birla Capital (ABC), Aditya Birla Housing Finance Limited (ABHFL) offers a complete range of housing finance solutions such as home loans, home improvement and home construction loans, balance transfer and top-up loans, loans against property and construction finance. ABHFL operates in the Rs. 9.7 trillion Indian Housing Finance market, which has grown at a steady rate of 19% CAGR over the last 3 years while reporting good asset quality despite challenges in the operating workplace.





Key Challenges For The Role Are As Follows

Environment: The business environment is becoming volatile. Defining and communicating acceptable risk at all level in complete and clear manner is difficult. The interdependency of risk factor & external & internal events has increased which is making risk more volatile & less comprehensible
Market Dynamics: With the dynamic market conditions & changing regulatory aspects carrying out correct & timely interpretation of the revised regulatory framework is crucial to proactively advise to amend business plans to achieve business objective.
Managing NPA: Developing effective credit lending norms, balancing the risk and growth in business through constant engagement with the business, maintaining market benchmarked turnaround time (TATs), strengthening policies& risk mitigation systems for both secured & unsecured portfolios to ensuring minimal NPAs while enabling the business to

📌 Regional Technical Manager (India)
🏢 Aditya Birla Capital
📍 India