Basic Details: Fill the required information about business, unit, location, position, reports to position and date of updation of JD

Business

Unit
Aditya Birla Capital Ltd.
Location

Poornata Position Number of the job

Reports to: Poornata Position Number

Poornata Position Title of the job (30 characters max)
Area Credit Manager / Credit Manager – Secured
Reports to: Poornata Position Title
State Credit Manager – Secured
Function
Credit
Reports to: Function
Credit
Department
Credit
Reports to: Department
Credit
Designation of the Employee
Area Credit Manager / Credit Manager – Secured
Designation of the Manager
State Credit Manager – Secured
Date of writing/updation of JD
Sept 2025

1) Job Purpose:
Area Credit Manager / Credit Manager– Secured - To manage and oversee credit underwriting operations for the Secured Urban Loan vertical (STSL & MLAP) within the assigned area by leading a team of Credit Managers. The role is responsible for ensuring accurate and policy-compliant credit assessments, maintaining audit and regulatory compliance,



and supporting portfolio health through proactive risk management. The Area Credit Manager collaborates with collections and legal teams to address defaults, builds strong stakeholder relationships, and drives team performance through effective mentoring and process optimization.

2) Dimensions: Quantitative or qualitative parameters that are relevant for the job to provide a better understanding of the scope and scale of the job.
Business Workforce Number
(Max 254 Characters)
516

Direct Reportees
NA

Geography
PAN India

Other Quantitative and Significant Parameters for the job: Budgets/ Volumes/No. of Products/Geography/ Markets/ Customers or any other parameter
Parameters
Measurement Unit
FY 24-25
FY 25-26
Actual
Proposed
Closing Book
Amt In Cr
4035(BL+DL)
6950 (BL+DL)
2017 ( STUL)
2100 ( STUL)
74 (SCF)
2000 (SCF)
No. of Customers
Count
50427( STUL)
52000 (STUL)
18340 (BL+DL)
31178 (BL+DL)
1500 (SCF)
16000 (SCF)
Disbursement

📌 Area Credit Manager (Kishangarh)
🏢 Financial services
📍 Kishangarh