Roles & Responsibilities - Credit Appraisal – Underwriting/recommending of proposals for non-collateral/collateral backed education loan.
Process – Understanding process and policies and implementing the same to ensure smooth transactions.
Delinquency Management for the location
Vendor / Cost management – managing the outsource agencies and ensure TAT is maintained by these agencies.
Quality Management in terms of Audit, Compliance and Hindsighting
PDD Management – controlling and tracking PDDs through proper MIS for the location Key Accountabilities - Login to Recommendation TAT
Maintaining Audit Compliance and errors in Hind sighting
Delinquency control as per budget




Cost management Required Qualification - MBA from Premier Institute Technical Competencies - Basic knowledge of loan underwriting
Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property
Good communication and report writing skills
Basic knowledge of Banking
Valuable Knowledge of computer applications Behavioral Competencies - Customer Centricity
Execution Focus
Cooperative Approach Personal Attributes - Robust communication skills
Team work and Collaboration skills
Attention to detail
Energy and drive to work on fast-paced, diverse, and challenging projects
Good observation and listening skills
Process oriented Eligibility - CA/MBA

📌 Credit Officer Hyderabad
🏢 Avanse Financial Services
📍 Hyderabad