Colending program management

Location: Bangalore

Experience: 3+ Years

What is Muthoot FinCorp ONE?

Muthoot Fincorp ONE, is a fintech startup and SBU of Muthoot FinCorp Ltd., building a financial ecosystem where customers can access relevant and reliable digital services across an expansive range of digital financial products in segments like Lending, Saving & Investment, Protection, and Remittance.

Our products are designed to ensure a simple, reliable, and responsive financial environment for our customers. Envisioned to be the most trusted financial service provider, our app has an easy-to-use interface aimed to enhance user experience and comfortable navigation.

Our promoter, Muthoot FinCorp Ltd., is one of the most reputed names in the Fintech industry and has the customers' trust in diverse segments like Financial Services, Automotive, Hospitality, Alternate Energy, Real Estate, and Precious Metals.

We continue to uphold the values of our parent, the Muthoot Pappachan Group by providing you with easily accessible services, replete with our unmistakable quality.

Muthoot FinCorp ONE believes in an ownership driven startup culture, where cumulative success is paramount, and each team member is valued and nurtured.

What can you expect?

? Build the future, Today - Build for scale in an ever-expanding marketplace

? Attractive compensation* - Attractive salaries and benefits

? Perks & other benefits - Wholesome well-being and personal satisfaction

??‍? Work with the brightest minds in the industry - Premium colleges, great pedigree and amazing teams

? Dynamic work environment: Stable yet exciting - Constant challenges that test the best in you

? Fast-paced growth - Wide exposure, and terrific mentors to accelerate professional growth

Role of Colending Program Manager:





The Colending Program Manager will be responsible for leading the end-to-end execution of the co-lending business, including lender onboarding, integration, and relationship management. The role involves managing lending funnels, monitoring operational performance, resolving execution issues, and driving digital enablement to ensure seamless delivery. The individual will collaborate closely with internal cross-functional teams and external lending partners to ensure a robust, compliant, and scalable co-lending platform.

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Responsibilities

Account Management

- Manage end-to-end co-lending funnels including sourcing, onboarding, credit policy alignment, and go-liveoperations.Coordinatewith partner Banks/NBFCs for current co-lending integrations, data flow alignment, and underwritingcalibrations.
- Experience of Direct Assignment, PTC,Securitisation,Colendingis must.
- Resolveoperational and technical issues in collaboration with technology, credit, legal, and productteams.
- Maintaingovernance over compliance, audit-readiness, SLAs, and reconciliations withlenders.
- Trackfunnel conversions, disbursement trends, approval rates, and attribution KPIs acrosslenders.
- Driveprocess automation and digital provisioning to ensure parity between SOP and actualimplementation.
- Actas the primary relationship manager for partner lenders, anchoring periodic reviews and growthinitiatives.
- Supportlender-specific customizations in LOS/LMS,



andalign documentation and processesaccordingly.
- EnsuretimelyMIS reporting, tracking of co-lending book performance, and alignment with businessgoals.
- Accelerateonboarding and GTM readiness for new lenders by coordinating internal readiness and partner dependencies.

Audit, Compliance and Governance:
- Coordination with Internal and External Audit Team for ops related compliance and support external auditors inmonitoringthe opsprocess
- Adherence to Regulations related to the current product and adherence to Compliance of Policies and Procedures

- ManagingLOSand Loan Management Service (LMS) in terms of enhancements and new featurespertaining toco-lending
- SOPenhancements and process alignment internally and externally
- Monthly Review Calls with partners,agenciesand internal stakeholders

Process Automation:
- Preparing and Implementing SOP
- QuarterlyReview ofProcesses
- Alignwith product team for enhancement and automation

Data Management:
- Reviewing and Revamping Reports for team andmanagement
- ManagingMIS for necessary functions Data Evaluation for better decisions

What do you need to succeed?
- Deep understanding of co-lending frameworks (RBI-compliant), digital lending, and financial partnerships
- Strong stakeholder management across internal functions and external financial institutions
- Problem-solving, analytical thinking, and process governance capabilities
- Ability to manage ambiguity and drive outcomes across multi-functional teams
- Familiarity with LOS, LMS, credit policy documentation, and reconciliation workflows
- 3 years of experience in digital lending, co-lending, fintech partnerships, or financial operations.

- Exposure to NBFC or Bank-led co-lending models preferred
- Bachelor’s degree along with MBA/PGDM

📌 Co-Lending Program Manager (Bengaluru)
🏢 Muthoot Fincorp
📍 Bengaluru