16 Aug
|
Conviction HR
|
Pune
16 Aug
Conviction HR
Pune
Evaluate the "4 Cs" of underwriting:Credit history, Capacity to repay, Capital (assets), and Collateral (property value). [1, 2]
- File Review: Verify income, employment, tax returns, and debt-to-income (DTI) ratios. [1, 2]
- Loan Decisions: Issue final loan approvals, denials, or conditional approvals, and document the rationale. [1, 2]
- Compliance: Ensure all files comply with guidelines set by Fannie Mae and Freddie Mac, as well as FHA, VA, and state or federal lending laws. [1, 2, 3, 4, 5]
- System Usage: Utilize Automated Underwriting Systems (AUS) like Desktop Underwriter (DU) and Loan Product Advisor (LPA). [1]
Pay: From ₹1,500,000.00 per year
Perks:
- Commuter assistance
- Health insurance
- Provident Fund
- Work from home
Work Location: In person
📌 Us Mortgage (Pune)
🏢 Conviction HR
📍 Pune