Job Requirements
About Godrej Industries Group (GIG)
At the Godrej Industries Group, we are privileged to serve over 1.1 billion consumers globally through our businesses with market leadership positions in the consumer products, real estate, agriculture, financial services and chemicals industries.
www.godrejindustries.com
About Godrej Capital (GCL)
Godrej Capital is trusted lending partner advocating reliable, transparent, and fair lending practices backed by the legacy and trust of the Godrej Group spanning over 129 years.
www.godrejcapital.com

Job Description:
Monitor portfolio health through deep‑dive analytics, dashboards, and early‑warning insights
Identify high‑value customer segments for cross‑sell using behavioural data and predictive analytics
Analyse campaign performance across channels and recommend actions to improve conversion & ROI
Partner with marketing to analyse channel performance, campaign effectiveness, and audience targeting.
Build data‑driven customer journeys for hyper‑personalized communication across digital channels




Conduct root‑cause analysis of portfolio trends, acquisition quality, and campaign outcomes
Collaborating with Credit, Risk, Business, Marketing, and Product teams to build data‑led strategies
Drive process improvements across data, reporting, and analytics workflows
Build actionable insights to improve collection efficiency, pre-delinquency management and reduce overdue buckets.
Conduct deep‑dive analysis on customer payment behaviour, delinquency patterns, and slippage root causes.
Develop segmentation strategies for early-, mid-, and late‑stage collections.

Qualification & Experience:
Bachelor’s or Master’s degree in Engineering, Economics, Statistics, Mathematics, or any quantitative discipline.2–4 years of relevant experience in risk analytics, preferably in BFSI.

Essential Skills:
Solid command of Excel, SQL, Python/R, and statistical modelling.
Prior exposure to PL portfolio analytics OR XSell & Collection Analytics

📌 Assistant Manager (Mumbai)
🏢 Godrej Group
📍 Mumbai