Job Requirements
About Godrej Industries Group (GIG)
At the Godrej Industries Group, we are privileged to serve over 1.1 billion consumers globally through our businesses with market leadership positions in the consumer products, real estate, agriculture, financial services and chemicals industries.
www.godrejindustries.com

About Godrej Capital (GCL)
Godrej Capital is trusted lending partner advocating reliable, transparent, and fair lending practices backed by the legacy and trust of the Godrej Group spanning over 129 years.
www.godrejcapital.com

About this job:
We are looking for a proactive, analytical, and detail‑driven ECL Analyst to join our team. The ideal candidate will bring around 2 years of hands‑on experience in IFRS 9 ECL provisioning, with a solid grounding in data analysis, statistical modelling, and financial risk reporting. The role requires strong technical proficiency in R, SQL, and Excel, along with the ability to interpret model outputs, identify trends, and communicate insights clearly to stakeholders.



Candidates should demonstrate a passion for problem‑solving, an eagerness to learn, and the discipline to work within rigorous risk and control frameworks.

Job Description:
Develop ECL Framework basis INDAS including development of PD, LGD and EAD Models
Monthly execution and monitoring of ECL Models
Calculate key ECL metrics and performance indicators to monitor model behaviour and portfolio risk trends.
Actual vs. Expected tracking with portfolio deep dives
Develop and Execute Loss Forecasting Models
Model Documentation and Audit support for ECL Models

Qualification & Education:
1 to 2 years of relevant experience with prior focus in Financial Services Analytics
Graduate / Post-graduate degree in Engineering /Economics/Stats/ Maths or any equivalent Quantitative area.

Essential Skills:
Experience in writing complex SQL queries and proficient in R
Knowledge and exposure to ECL framework and workings
Robust Business Acumen with out of the bo

📌 Senior Executive (Mumbai)
🏢 Godrej Group
📍 Mumbai