Job Requirements
Role/Job Title: Sales Manager - Gold Loan
Function/ Department: Gold Loan
Job Purpose:
The role entails the responsibility of generating Gold loan business through different channels. It includes administering and training a team of Direct Selling Teams to expand Gold loan business in that locality/branch.
Roles & Responsibilities:
· Ensuring Monthly Sales targets are meet with acquisition in NTB (Current to Bank) and ETB (Existing to Bank) customers.
· Existing liability customers are pitched for Gold loans.
· Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch.
· Fee Income should be Minimum 1% of total disbursals.
· Customer Follow ups to be done at regular intervals for timely renewal of cases so as to ensure Minimum renewal pending cases.
· Co-ordination with valuers to be done time to time basis.
· Ensure most of the customers are aligned to pay valuation charges as per product norms.




· Ensuring healthy collections with Nil First equated monthly installment / First presentation Default and minimizing fresh flow in Bucket X.
· PSL (Priority sector lending) Tagging and should be aware about PSL norms.
· Helping branch liability team in Audits and ensuring proper communications to customer before any packet Opening.
· Conduct Marketing activities in the local market for generating NTB gold loan customers.
· Willingness to work extensively in the field and travel across the region on short notice.
· Carrying out ad-hoc activities as per the requirement of the department.
· Proficient in MS - Word /Excel and power point
· Personal drive and positive work ethic to deliver results within tight deadlines and in demanding situation.
Educational Qualifications:
Graduation: Any Graduate
Experience: 2 to 5 years of experience in Gold loan sales.

📌 Sales Manager (Lakhimpur)
🏢 IDFC FIRST Bank
📍 Lakhimpur