Position Title: Sr. Credit Risk Analyst
Company: PayU Finance
Location: Mumbai (preferable)

About Us

PayU Finance stands as the premier credit and lending division of the PayU
brand, a wholly-owned subsidiary of the globally renowned Prosus group (formerly
Naspers group) headquartered in Amsterdam, Netherlands. With an impressive track
record of disbursing over $280 million in consumer credit and approximately 20
billion loans by volume, we have established ourselves as a market leader in
financial technology innovation. PayU Finance provides consumers and merchants
with easy access to affordable short-term/medium-term loans.

About Role:

This pivotal position sits at the intersection of innovation and expansion
within our embedded merchant lending division at PayU Finance. As a key
contributor, you will be instrumental in our "0 to 1" scaling journey, where
your expertise will drive the transformation of how we leverage both alternative
and traditional data sources to extend credit to underserved/current market
segments.



Your impact will be realized through the strategic application of
advanced analytics, cutting-edge data science methodologies, and deep domain
knowledge.

Role and Responsibilities:

· Develop and implement credit risk management strategies ensuring lending
activities are prudent, profitable, and compliant with regulations
· Design credit policies using traditional and alternative data sources to
optimize risk-adjusted returns while meeting business objectives
· Partner with senior leadership and partners to establish scalable risk
frameworks that support our hyper-growth trajectory
· Establish and refine acquisition and customer management strategies
specifically tailored for our merchant lending business
· Collaborate across Business, Data Science, Product, and Technology teams to
create customer-centric solutions that enable prudent scaling
· Work directly with C-suite executives to ensure appropriate risk strategies
are implemented throughout th

📌 Sr. Credit Risk Analyst (Mumbai)
🏢 PayU Payments
📍 Mumbai