??????? Lead end-to-end Fraud Analytics strategy across all digital
lending products, covering onboarding, underwriting, disbursement, and
repayment lifecycle

??????? Own fraud risk performance for the portfolio by monitoring key
metrics such as FPD, EPD, fraud rates, and loss trends; ensure fraud losses
remain within defined thresholds

??????? Design, develop, and continuously enhance fraud detection
strategies leveraging rules engines, scorecards, statistical models, and
advanced analytics techniques

??????? Lead the development and deployment of next-generation fraud
detection capabilities using Generative AI, including LLM-powered workflows,
Retrieval-Augmented Generation (RAG), and autonomous AI agents

??????? Conceptualize and implement agentic workflows to automate fraud
investigation processes, anomaly detection, and signal generation at scale

??????? Drive innovation through use of synthetic data generation and
simulation frameworks to identify emerging fraud typologies and stress-test
fraud controls

??????? Define and implement fraud risk policies,



underwriting rules,
and approval frameworks to optimize customer experience while minimizing fraud
risk

??????? Collaborate with business, partnerships, and external
stakeholders to strengthen sourcing quality, improve underwriting frameworks,
and enhance fraud prevention mechanisms

??????? Lead partnerships with external data providers (bureau,
alternate data, device intelligence, telecom, etc.) and evaluate current data
sources through pilots and POCs

??????? Drive deep-dive analytics on fraud incidents, emerging patterns,
and channel-level risks; translate findings into actionable strategies,
features, and rule enhancements

??????? Build and oversee scalable fraud data infrastructure, including
feature marts and monitoring systems, in collaboration with Data Engineering,
Tech, and DWH teams

??????? Define fraud KPIs, dashboards, and reporting frameworks for
senior leadership, ensuring timely and action

📌 Lead - FCU - COE (Gurugram)
🏢 Hero FinCorp
📍 Gurugram