Role Purpose: The role is responsible for provisioning using the ECL model and daily asset classification. The incumbent is expected to be the ECL SME. Further, this role will be the lead for developing Data Risk governance ecosystem in the company. This role also includes managing debt sale process end to end including post sale management.

Role Accountability:
Own the ECL model and Asset classification in the company
Ensure timely and error free ECL model refresh
Ensure timely and error free Asset classification
Liase with Finance for various ECL related insights
Address data queries regarding asset quality and ECL
Liase with Stat Auditors, RBI, CAG etc. for audits
Develop the Data Governance operating model
Lead the Data Governance projects in the company
Evaluate portfolio for sale to ARC
Execute debt sale and manage both pre and post-sale process with buyers and internal stakeholders

Measures of Success:
Timely & accurate delivery of all regulatory & investor reporting




Timely delivery of all projects
Process Adherence as per MOU
Financial acumen

Technical Skills / Experience / Certifications:
Good knowledge of SAS, MS Office, BI tools (SAS VA / Tableau / Qlikview) etc. Knowledge of R / Python preferred
Ability to understand all credit card related data elements
Strong understanding of modelling concepts and model monitoring as a line of defense
Ability to work in a distributed data storage environment
String financial acumen

Competencies critical to the role:
Teamwork and Collaboration
Analytical ability
Problem solving skills

Qualification: Graduation / Master’s degree in Economics, Statistics, Operations Research, Mathematics, Engineering, Business, or related field with a solid quantitative emphasis

Preferred Industry: BFSI

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