Role & responsibilities
- Formulation of Credit Policy for SME/ Financial institutions & Loans to NBFC.
- Review amendment proposal to credit policies & effective implementation.
- Review and Analysis of historical loan data to understand the pattern from delinquency point of view.
- Apply statistical tool to analyze the pattern and come with detailed assessment.
- Review and Prepare risk dashboard for management which shows all key risk parameters, Customer, vendor, competition visits. Market analysis.
- Continuous monitoring of borrowers through visits, QM review, EWS and quarterly tracking of financials.
- Proficiency in Credit Proposal Underwriting & credit risk for Business Loans Proposal & NBFC Funding Proposals
- Understanding of Financial Statement & fund requirements of medium to large Corporates & NBFCs.
- Develop rating model/scorecard for various retail and corporate loans based on historical data
- Testing of scorecard/model on a regular basis and update
- Coordinate with various stakeholder for the rating model implementation .

interested candidates may share their updated resume on [email protected]

📌 Chief Manager- Credit Risk (Navi Mumbai)
🏢 Utkarsh Small Finance Bank
📍 Navi Mumbai