16 Aug
|
Qualicentric
|
Noida
16 Aug
Qualicentric
Noida
Summary
The Quality Analyst is responsible for conducting post-closing quality control reviews of residential mortgage loan files to ensure compliance with investor, agency, regulatory, and company requirements. The auditor performs a comprehensive re-underwrite of assigned loan files, identifies defects and compliance issues, documents findings, and assigns loan grades in accordance with established UHS Quality Control standards.
Responsibilities
Post-Closing Operations:
Audited post-closing loan files, verified precise fee balancing between Closing Disclosure (CD) and Loan Estimate (LE), and secured trailing documents like recorded deeds and title policies to ensure 100% compliance for secondary market delivery.
Document Review & Quality Control:
Conducted meticulous review and validation on critical loan documents, including the Note, Mortgage/Deed of Trust,
Closing Disclosure (CD), Title Insurance Policy, and Flood Certification.
Mortgage Due Diligence:
Performed comprehensive credit, underwriting, and collateral due diligence to proactively identify manufacturing defects, eliminate loan errors, and mitigate financial risks.
Required Qualifications
· Minimum of 5 years of mortgage industry experience preferred.
· Knowledge of residential mortgage underwriting and loan documentation.
· Familiarity with agency, government, and investor guidelines.
· Robust analytical, organizational, and communication skills.
· Proficiency in mortgage technology platforms and Microsoft Office applications.
📌 Senior Quality Analyst- US Mortgage (Noida)
🏢 Qualicentric
📍 Noida