About the job

About us

Prompt Mortgage is part of the Prompt Real Estate Group, a founder-led US real estate group operating across property management, mortgage, and realty in the Houston, Texas market. Our founding entity, Prompt Property Management LLC, was established in 2019. We are lean, founder-led, and entering our next growth phase.

Location: Remote — India

Employment Type: Full time

Shift: US CST hours, Monday to Friday

We are looking for someone with genuine command of US mortgage — not just the mechanics of moving a file, but the underlying logic of why files move the way they do.

Why we are hiring

Our mortgage pipeline is growing, and we need someone who can own files end-to-end across multiple products and support structuring conversations with real product knowledge — not just process what's handed to them.

What you will do

Manage loan files end-to-end across multiple loan products

Clear underwriting conditions and read AUS output well enough to explain the trigger, not just execute the resulting list

Calculate qualifying income for complex borrower scenarios

Work confidently across conventional, FHA, VA, and non-QM/investor products

Flag structuring risk before it becomes a closing delay

Coordinate with title, appraisal, and insurance vendors

Keep an accurate, current pipeline report

What this role is not

This is an operations and knowledge role, not a licensing role. Taking a loan application or negotiating terms with a borrower requires a US-licensed originator under SAFE Act rules — that does not change regardless of depth of knowledge.



This role owns everything short of that line.

Who we are looking for

3-5 years of US mortgage experience spanning the full file lifecycle

Genuine fluency across multiple products — conventional, FHA, VA, and ideally non-QM/investor — with real numbers behind each

Hands-on experience with a loan origination system (Encompass, Empower, BytePro, Calyx, or similar)

Comfortable reading AUS output and explaining the underlying trigger

Strong written and verbal English

Comfortable working independently, with real ownership and judgment

Someone who wants a long-term role at a small, growing mortgage business

Plus points (not required)

Real, file-level experience with investor products (DSCR, non-QM, bank-statement) alongside agency products

Prior exposure to US property management or real estate operations

Familiarity with AI tools like Claude or ChatGPT — we use AI daily

Compensation

Probation period (3 months): a modestly reduced training-level rate, finalized based on candidate profile

Post-probation: ₹55,000 – ₹65,000 per month (₹6.6L – ₹7.8L CTC)

Payment monthly, INR direct bank transfer

Fully remote, US CST hours

How to apply

Send your resume and a short note (3-5 sentences) on your mortgage experience, including a percentage breakdown of your product mix (conventional / FHA / VA / non-QM) and where in the lifecycle you have owned work end-to-end. Applications screened by Ridhima. Candidates who clear screening go through four interview rounds. Send emails to [email protected]

📌 US Mortgage Operations Specialist (Remote, India — US Mortgage)
🏢 Prompt Property Management
📍 India