Job Purpose "This position is open with Bajaj Finance Ltd." To help in day-to-day risk management of the respective product which will require: data extraction and analysis on portfolio performance, identification of emerging trends, etc.

Culture Anchor:

- Work Hard - Consistently puts in effort, plans, and tracks daily progress to achieve targets.
- Execute with Rigor - Takes responsibility for meeting targets with focus and effort.
- Own It - Maintains honesty and fairness in all interactions in line with the organization's policies.
- Act with Integrity

Duties and Responsibilities

- Data extraction and analysis related to the respective portfolio.
- Analyzing early portfolio performance on various performance metrics.
- Regular portfolio performance review and analysis.
- Analyzing performance in correlation with TTD variables.
- Conduct routine checks on data accuracy in the database.
- Publishing mid-month bounce analysis, summary, and trends.
- Tracking and maintaining key MIS's for decision-making and proactive actions.
- Automation and publishing regular MIS/dashboards/analysis for product portfolios.

Major Challenges (Challenges faced on an ongoing basis in carrying out the job)

- Detail understanding of product programs and processes involved.
- Data mart understanding of how and when data flows into which table.
- Converting business requirements into numerical problem solving.
- Agile portfolio with multiple variables influencing risk performance.

Decisions (Key decisions taken by job holder at his/her end)

- Day-to-day credit deviation approval.
- Closure of ad-hoc business requirements.
- Liaising with IT, Credit, and BIU teams to ensure all policies, models, processes,



and data flows are working efficiently, and all required changes are built and implemented suitably.

Interactions (Key working relationships a job holder needs to have INSIDE and OUTSIDE the company to accomplish the job) Internal Clients:

Roles you need to interact with inside the organization to enable success in your day-to-day work:

- National Lead - Risk
- Lead/Senior Lead - Risk
- National Lead - Sales
- National/Senior Lead - Credit
- Unit/Senior Lead - IT

External Clients:

Roles you need to interact with outside the organization to enable success in your day-to-day work:

- NA

Dimensions (Key numerical data which will reflect the scope and scale of activities concerning this job)

Financial Dimensions (These should be quantifiable numerical amounts):

- Current Bucket Bounce %
- Current Bucket POS %
- 6MOB30+
- 12MOB30+

Other Dimensions (Significant volume dimensions associated with the job):

- Total Team Size: NA
- Number of Direct Reports: NA
- Number of Indirect Reports: NA
- Number of Outsourced Employees: NA
- Number of Locations: NA
- Number of Products: 1

Required Qualifications and Experience a) Qualifications

- BE, BSc - Statistic, MSc - Statistic

b) Work Experience

- 2-4 years of work experience in risk/credit/analytics.
- Excellent analytical, data management, and presentation skills.
- Experience in and exposure to SQL is a must.
- Effective verbal and written communication skills and stakeholder management.

Location Basic Section

- Job Level: GB04
- Job Title: Unit Manager - Risk, Two Wheeler, 2W S&W;
- Job Location:
- Country: India
- State: MAHARASHTRA
- Region: West
- City: Pune
- Location Name: Pune Corporate Office - Fountainhead
- Tier: Tier 1

📌 Unit Manager - Risk (India)
🏢 Bajaj FinServ
📍 India