- Gather, analyze, and document business and functional requirements for Intraday Liquidity, SWIFT Payments, and Cash Management solutions.
- Work with business stakeholders to understand payment flows, liquidity requirements, settlement processes, and operational workflows.
- Translate business requirements into detailed BRDs, FRDs, user stories, functional specifications, and process flows.
- Analyze SWIFT payment messages, payment processing workflows, settlement, reconciliation, and exception handling.
- Support Intraday Liquidity initiatives including liquidity monitoring, cash positions, funding requirements, and transaction flows.
- Work on Cash Management processes including cash positioning, account management, liquidity forecasting, and payment processing.
- Perform data analysis and validation using SQL scripting, including complex queries, joins, aggregations, data reconciliation, and validation.
- Work closely with development and QA teams to clarify requirements, support testing, and validate delivered functionality.
- Perform data analysis, root-cause analysis, impact assessment,



and gap analysis for business and system issues.
- Support UAT, SIT, regression testing, defect analysis, and production implementation.
- Coordinate with multiple stakeholders including business users, technology teams, operations, and external vendors.
- Prepare functional documentation, test scenarios, process maps, and requirement traceability documents.

5+ years of experience as a Business Analyst in Banking / Financial Services. Strong experience in at least one of the following:
- Intraday Liquidity
- SWIFT Payments / Payment Processing
- Cash Management

Hands-on SQL scripting experience is mandatory. Robust understanding of banking/payment processes and transaction lifecycles.

Experience in requirements gathering, functional analysis, documentation, and stakeholder management.

Experience working with SIT/UAT, defect management, and production support.

Strong analytical, communication, and problem-solving skills.

📌 Business Analyst - Intraday Liquidity / SWIFT Payments / Cash Management (Chennai)
🏢 Unison Group
📍 Chennai