11440

Achieve assigned recovery budgets by timely and effectively complying process guidelines.

- Maximize recovery from assigned written off portfolio through closures, settlement and disposal of collateral.
- Ensure timely initiation and execution of legal tool such as a) Warrants execution under Section -138/ Section -25,

b) Timely execution Sarfaesi, Resolution of Fraud transaction by filing FIRs, Attachment of collateral/other properties through Sarfaesi & Arbitration and attachment of bank accounts through Arbitration and other available tools.
- Ensure coordination with Legal team/Lawyers for timely filing of Sec 14 and obtaining DM orders & Enforcement of agents for timely and smooth possessions.
- Ensure support and facilitate disposal of properties in coordination with Disposal team.
- Ensure timely allocation of portfolio needs to be done on across team basis demography and volume.
- Ensure trail/feedback should be manage in M collect and delinquency file.




- Take adequate steps to ensure collection of receipts (digital modes) and deposition of customer’s payment in respective accounts within timeline.
- Timely liquidation of possessed properties; building investors network and utilization of digital platform for smooth and profitable disposal transactions.
- Collaborate with business functionaries for obtaining support in resolving written off accounts.
- Building team; Employees & Vendors to intensify focus in extracting maximum resolution.
- Ensure that all the in-house officers / agencies in the location perform as per defined SLA while reducing costs incurred through vendors
- Utilization of available Data analytics to formulate strategy on treatment of assigned portfolio.

Qualification - Graduate

📌 Area Manager - NPA & Write off Recovery - Housing - Collections - Non X - Ahmedabad - Navrangpura - MM (Gujarat)
🏢 Tata Capital
📍 Gujarat