Job Summary

Job Description Business Analyst

Enriching Lives Winning as ONE

Role Details

- Business: Aditya Birla Capital
- Unit: Aditya Birla Capital
- Location: Bangalore
- Role: Business Analyst
- Department: LAS Insti

Eligibility Criteria

- Masters in Fice, 34 Years of Relevant Experience

Responsibilities

- The analyst is responsible to ensure that proposals are compliant with all the norms of credit policy, RBI regulations and other statutory regulations. He/she must maintain stipulated TAT in credit appraisal process and is also responsible for keeping update on the various changes in economic scenario, sectors, etc., coordination with sales team and RMG for faster decisions.
- Analysis of quality proposals
- To analyse the proposal as per the standard parameters
- Analyse Management Risk, Industry Risk, Business Risk and Ficial Risk of the proposal
- Adhere to the credit policy guidelines
- Understand proposals by way of trade references, banker reference checks and other surrogates.
- Capture the strength and weakness with proper mitigants
- Responsible for maintaining check on allocated portfolio provide regular alerts to Relationship Team Management
- Timely processing of credit proposals
- Timely preparation of proposals highlighting strength and weakness in the proposal
- Personal discussion with customers to understand business, cash flows, purpose of loan,



etc and resolution of credit concerns.
- Timely submission of proposals to Risk Team
- Coordination with sales risk team members to ensure timely approval of proposals
- Renewal / Enhancement of existing facility
- Sending timely and advance intimation to sales team for proposals due for review and renewals
- Timely preparation of review / renewal proposals.
- To ensure the fulfilment of the condition stipulated at the time of sanction
- Timely submission of review / renewal proposals to Risk Team and coordination with them for completion of timely reviews / renewals
- Continuous Monitoring of portfolio
- Periodic review of the borrowers account
- Regular updates on sectoral changes with help of external sources
- Business Support
- Help sales team to understand the strength weakness of the proposal
- Timely responding to the requests of sales team.
- Support for development of recent products and related parameters / documents to Origination and Structuring Head and Zonal Head
- Serves as subject matter expert and mentor for less experienced commercial credit analysts.

Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.

📌 Business Analyst - Mid Market LAS Insti - Mumbai
🏢 Aditya Birla Insulators
📍 Mumbai