- Loan Bucket of Rs. 5Lac to 50 Lac (Retail Loan)
- Retail Loans comprise of Housing Loans, Personal Loans, Vehicle Loans, Education Loans, Working Cpital limits to traders/ Shopkeepers, auto - rickshaw loans, SHGs and other special schemes of the Bank
- Responsible for achievement of business goals for Retail loans & advances.
- This includes delivering budjeted p rofits, achieving targeted asset level, building a robust pipeline of proposals, arresting asset quality slippages and achieving budgeted fee based revenues etc.
- Effectively managing the portfolio of Retail commercial loans and Housing Loans as per delegation matrix - processing and renewal of Advances, CC and FOD.
- Reponsible for current tie - ups with builders, mortgage loans, auto loans and personal loans.
- Responsible for product Innovations, Product Monitoring and Review that will contribute to the achievement of the business targets.




- Responsible for introducing marketing strategies,tie ups ,process re-engineering in the Retail portfolio to achieve business targets and maximize returns.
- Providing effective quantitative and qualitative reporting and MIS to senior management for better strategic decision making.
- Scheduling need based knowledge sharing / training sessions on retail lending products for Branch Personnel.
- Periodically review, renew and monitor the portfolio to ensure asset quality is manintained.
- Effectively liaison with registered dealers,vendors and authorities of various tie-ups engaged for the growth of the Retail loan portfolio like Auto dealers, SHGS,ETC.
- Placing reports and MIS in LCM,CRMC and other related committee-
- Approving release of Securities of closed accounts.

📌 Retail Head (Andheri East)
🏢 The Greater Bombay Cooperative Bank
📍 Andheri East