IJP |Loan-Officer Micro Banking |-2232-Jodhpur

IJP |Loan-Officer Micro Banking |-2232-Jodhpur

19 Aug
|
Ujjivan Small Finance Bank
|
Jodhpur

19 Aug

Ujjivan Small Finance Bank

Jodhpur

- POSITION DESCRIPTION

JOB TITLE : Loan Officer-Micro Banking

GRADE : DM-I

DEPARTMENT : Micro Banking

LOCATION : Branch

SUB-DEPARTMENT : TYPE OF POSITION : Full time

REPORTS TO : CRM

REPORTING INTO

NA
- ROLE PURPOSE & OBJECTIVE
- Drive acquisition of new Unsecured loans customers from open market
- Identify quality leads from unsecured loans & liabilities customers through assessments by analyzing credit histories and performing financial analysis, ensuring compliance with internal and external regulations
- Monitor and manage installment payments and collections of assigned customers
- Strengthen existing customer relationships through targeted cross-selling Ujjivan’s products customer profile & needs
- SIZE OF THE ROLE

FINANCIAL SIZE

NON-FINANCIAL SIZE

5-7 Cr. Loan portfolio

NA
- KEY DUTIES & RESPONSIBILITIES OF THE ROLE

Business/ Financials
- Develop and execute strategies to acquire new unsecured loan customers
- Collaborate with the liabilities team to cross-sell unsecured loans




- Follow up on leads provided by team various channels within defined TAT
- Achieve monthly loan disbursement targets through acquisition of new customers and conversion of existing customers
- Coordinate with Products & Marketing department to carry out marketing drives at his/her assigned and catchment areas for unsecured loans
- Prospect new customers, maintain database of the leads, meet & convert select prospects and manage the relationship thereafter
- Attend center meetings to generate leads for Unsecured loans and actively driving conversion of existing borrowing customers into SBL customer
- Cross sell other products of Ujjivan and pass quality leads to respective officers/staff
- Share customer insights/product related feedback with the Branch Head and Area Manager – Microfinance
- Provide inputs pertaining to revision of product and credit policies to the respective teams on the basis of geography specific considerations

Customer
- Interact with customers in a c

📌 IJP |Loan-Officer Micro Banking |-2232-Jodhpur
🏢 Ujjivan Small Finance Bank
📍 Jodhpur

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