ü IFSC Banking Unit (IBU) at GIFT City is the only Foreign Branch YES Bank has. Through this branch, Bank’s business in foreign currency e.g. FC bonds/loans to Indian/foreign companies, FCY institutional borrowings and FCY deposit raising from individuals/foreign corporates is done. Therefore, to that extent, IBU holds very key position from overall Bank’s perspective. IBU is governed by RBI (as home country regulator) and IFSCA (as host country regulator). The position requires dealing with various business units, external stakeholders like regulator/peer Banks, control and support functions of the Bank, support formulation & implementation product/ policies/ support finalization of business strategy and work towards business development and ensuring the optimal conduct of the Branch.

ü Advances book of the branch has surpassed INR 8,000 crore with more than 400+ credit relationships and this additional head shall support Credit and Risk Head in undertaking initial evaluation/discussion of credit proposals,



assess Term Sheet / CAMs and providing inputs on facility & security structure, legal, regulatory and credit policy related aspects. Relationship team spread over the across YBL locations required support/guidance in servicing existing IBU asset relationships and NTB onboarding from proposal initiation stage to disbursement and also post disbursement monitoring / tracking.

Strategy & Planning
- Coordinate with BUs for disbursement requirement of the sanctioned credit line and ensure adequate funding arrangements in consultation with BSMG.
- Driving potential opportunities and ensure quick response on the deal structure and other queries that meets regulatory requirements and internal guidelines by way of initiating discussions with Business Risk Compliance Product Legal and External Counsel and other internal External stake holders for the closure of the deal. Building healthy relationship with internal stake holders for generating more business for the

📌 Credit and Risk Officer (Gandhinagar)
🏢 Yes Bank
📍 Gandhinagar